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<div class=3DSection1>

<p class=3DMsoNormal align=3Dcenter style=3D'margin-right:-.25in;text-align=
:center'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:14.0pt'>Lebe=
nsohl
vs. Natural Overcalls<o:p></o:p></span></b></p>

<p class=3DMsoNormal align=3Dcenter style=3D'margin-right:-.25in;text-align=
:center'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:14.0pt'>Answ=
ers<o:p></o:p></span></b></p>

<p class=3DMsoNormal align=3Dcenter style=3D'margin-right:-.25in;text-align=
:center'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:14.0pt'><o:p=
>&nbsp;</o:p></span></b></p>

<p class=3DMsoNormal align=3Dcenter style=3D'margin-right:-.25in;text-align=
:center'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:14.0pt'><o:p=
>&nbsp;</o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:-.25in;margin-bot=
tom:
0in;margin-left:2.0in;margin-bottom:.0001pt'><b style=3D'mso-bidi-font-weig=
ht:
normal'>Partner<span style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><st1:City
w:st=3D"on"><st1:place w:st=3D"on">RHO</st1:place></st1:City><span
style=3D'mso-tab-count:2'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>You<o:p></o:p></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:-.25in;margin-bot=
tom:
0in;margin-left:2.0in;margin-bottom:.0001pt'><span class=3DGramE>1NT<span
style=3D'mso-tab-count:2'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>2&#9829;<span
style=3D'mso-tab-count:2'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>?<=
/span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:-.25in;margin-bot=
tom:
0in;margin-left:2.0in;margin-bottom:.0001pt'><o:p>&nbsp;</o:p></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:-.25in;margin-bot=
tom:
0in;margin-left:2.0in;margin-bottom:.0001pt'><o:p>&nbsp;</o:p></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>1.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>2NT. Follow with 3&#9830;,
signoff.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>2.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>3&#9827;. <span class=3DGram=
E>Game-forcing.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>3.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>2&#9824;. <span class=3DGram=
E>Signoff.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>4.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>3&#9824;. <span class=3DGram=
E>Game-forcing.</span>
</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span><span
class=3DGramE>If you are playing Transfer Lebensohl, then 3&#9829;<span
style=3D'font-family:Wingdings;mso-ascii-font-family:"Times New Roman";
mso-hansi-font-family:"Times New Roman";mso-char-type:symbol;mso-symbol-fon=
t-family:
Wingdings'><span style=3D'mso-char-type:symbol;mso-symbol-font-family:Wingd=
ings'>&agrave;</span></span>3&#9824;
and bid game.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>5.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>3&#9829;. Stayman without a
stopper (&#8220;FADS&#8221; fast arrival denies stopper).</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span>If
you are playing Transfer Lebensohl, then 3&#9830;<span style=3D'font-family=
:Wingdings;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Ro=
man";
mso-char-type:symbol;mso-symbol-font-family:Wingdings'><span style=3D'mso-c=
har-type:
symbol;mso-symbol-font-family:Wingdings'>&agrave;</span></span>3&#9829;
(Stayman w/out stopper).</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>6.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>2NT. Follow with 3&#9829;, w=
hich
is Stayman with a stopper (&#8220;SSS&#8221; slow shows stopper).</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>7.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>3NT. Game-forcing, no heart
stopper &#8220;FADS&#8221;.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>8.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>2NT. Follow up with 3NT to s=
how a
heart stopper &#8220;SSS&#8221;.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>9.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>2&#9824;. <span class=3DGram=
E>Non-forcing
and non-invitational.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>10. 2=
NT.
Follow up with 3&#9824;, invitational.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>11. 3=
&#9824;.
<span class=3DGramE>Game-forcing.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span>If
you are playing Transfer Lebensohl, then 3&#9829;<span style=3D'font-family=
:Wingdings;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Ro=
man";
mso-char-type:symbol;mso-symbol-font-family:Wingdings'><span style=3D'mso-c=
har-type:
symbol;mso-symbol-font-family:Wingdings'>&agrave;</span></span>3&#9824; and=
 bid
4&#9824;.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>12. 3=
&#9824;.
A six-card suit is not necessary for a jump.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span><span
class=3DGramE>If you are playing Transfer Lebensohl, then 3&#9829;<span
style=3D'font-family:Wingdings;mso-ascii-font-family:"Times New Roman";
mso-hansi-font-family:"Times New Roman";mso-char-type:symbol;mso-symbol-fon=
t-family:
Wingdings'><span style=3D'mso-char-type:symbol;mso-symbol-font-family:Wingd=
ings'>&agrave;</span></span>3&#9824;
and bid again.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>13. <=
st1:place
w:st=3D"on"><st1:PlaceName w:st=3D"on">2NT.</st1:PlaceName> <st1:PlaceType =
w:st=3D"on">Pass</st1:PlaceType></st1:place>
opener&#8217;s 3&#9827; rebid.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>14. 3=
&#9827;.
<span class=3DGramE>Game-forcing.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span>If
you are playing Transfer Lebensohl, 2NT<span style=3D'font-family:Wingdings;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Ro=
man";
mso-char-type:symbol;mso-symbol-font-family:Wingdings'><span style=3D'mso-c=
har-type:
symbol;mso-symbol-font-family:Wingdings'>&agrave;</span></span>3&#9827; and=
 <span
class=3DGramE>raise</span> to 4&#9827;.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>15. 3=
&#9827;.
There is no invitational bid available, thus the game-forcing overbid.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span>If
you are playing Transfer Lebensohl, 2NT<span style=3D'font-family:Wingdings;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Ro=
man";
mso-char-type:symbol;mso-symbol-font-family:Wingdings'><span style=3D'mso-c=
har-type:
symbol;mso-symbol-font-family:Wingdings'>&agrave;</span></span>3&#9827; and=
 <span
class=3DGramE>raise</span> to 4&#9827;.</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>16. 3=
NT. <span
class=3DGramE>Denies</span> a stopper. FADS</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>17. 2=
NT. <span
class=3DGramE>And then 3NT to show a stopper.</span> <span class=3DGramE>SS=
S.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>18. 3=
&#9829;.
<span class=3DGramE>Stayman without a stopper.</span> <span class=3DGramE>F=
ADS.</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span><span
class=3DGramE>If you are playing Transfer Lebensohl, then 3&#9830;<span
style=3D'font-family:Wingdings;mso-ascii-font-family:"Times New Roman";
mso-hansi-font-family:"Times New Roman";mso-char-type:symbol;mso-symbol-fon=
t-family:
Wingdings'><span style=3D'mso-char-type:symbol;mso-symbol-font-family:Wingd=
ings'>&agrave;</span></span>3&#9829;
(Stayman w/out stopper).</span></p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>19. 2=
NT.
Follow with 3&#9829;. <span class=3DGramE>Stayman with a stopper.</span> SS=
S</p>

<p class=3DMsoNormal style=3D'margin-right:-17.25pt;line-height:150%'>20. P=
ass.
Partner must reopen with a doubleton spade and you can then pass for penalt=
ies.
This hand is not strong enough for a negative double. </p>

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